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Till now, purchasing a tractor is still out of bounds for many small scale and medium scale farmers in India.
Looking at the modernization happening in the agricultural sector these days, tractors have become a necessity for the farmers.
Tractors are a very versatile form of farming equipment that helps farmers in performing different farming tasks. The tasks include “Landscaping, Clearing Bushes, Evenly Spreading Fertilizers, Ploughing, Planting, Harvesting, Cultivating, Etc.“
“Unique Auto Products Pvt. Ltd” deals in all types of “Tractor spare parts”. Visit https://uniqueautoproducts.in/ for more info.
The ratio of small scale to medium scale farmers is higher than that of large scale farmers. These farmers might not be able to afford tractors or even the attachments which are to be used with the tractor, because of their low earning capacity.
Purchasing a tractor can be like a dream come true for these farmers.
Our team of hardworking employees is working round the clock to provide you “Tractor spare parts” at any time. For more information, you can call us at the following number “9643811015”.
We have two brand names under the banner of “Unique Auto Products Pvt. Ltd”. The former brand name is known as “Unique” and the latter brand name is known as “Geeken”. Under the brand name of “Unique”, we provide all “Tractor spare parts”.
Following are some of the points that can help in purchasing a tractor to farmers with budget constraints:
1.Available Banking Options And Schemes
There are a number of banking options and schemes available to the farmers. Farmers willing to get financial help by these banking options and schemes can apply for it by filling a form. After the form is filled, they need to submit the documents required. The banking options may not be available to all the farmers as banks have certain eligibility criteria. Farmers applying for banking options need to see whether they fulfil the criteria or not, and then only should they apply.
2.Apply For Finance
After finalising the suitable schemes or a suitable option, farmers can then apply for the finance by filling the form and submitting various required documents along with the form. Farmers can visit various banks, finance companies and look at their finance options and loan requirements. They can then visit the finance consultant (free of cost) and know about the schemes and options.
3.Host An Official’s Visit For Primary Investigation
The finance process is initiated by the bank. After the bank has checked all the information related to eligibility criteria and is satisfied with it, then the loan is approved. Bank checks the eligibility criteria by looking at the following factors:
- Value of property owned.
- Living standard
- Personal behaviour
- Interpersonal behaviour
- Social reputation
- Economic status
4.Final formalities
At this step, the farmer is very close to buying the tractor from the best tractor dealers in his area. He just needs to sign the agreement and other declarations related to the option of repayment and loans. After all the formalities are done, the bank checks the CIBIL score and asks the farmers to submit the required bank details.
5.Final Call From Credit Department
After all the final formalities are done, the farmer gets a call from the bank. On this call, the bank verifies all the documents submitted by the farmer. Then the bank takes assurance from the farmers that the finance is taken at will.
6.Finance Amount Handed To The Farmer
After all the requirements are met and the documents have been submitted and verified, then finally the tractor finance amount is given to the farmers.
7.Conclusion
By leveraging the above-mentioned steps, many farmers can fulfil their dream of buying a tractor.
If you need “Tractors spare parts”, then you can mail us at [email protected].
| We are fully committed towards the complete satisfaction of our customers. And we use the best quality products available in the market, to provide a completely coherent business experience to our respected clients. With excellent service quality and an unmatched professional devotion, we have earned the reputation of being one of the best suppliers of “Tractor spare parts”. So if you want to purchase spare parts of any kind of tractor, we are only a call away. |
| We are eagerly hoping to curate a harmonious business relationship with you. |